TTobyAI

Launching 1 October 2026

The right figure, the working,
and the law that says so.

Australian tax, super and payroll answers, computed from the legislation and ATO rates we hold, cited to the provision. Same question, same answer, every time.

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Held in Sydney No data reaches an AI Nothing trains a model Every figure signed off by a human Never lodges for you
Free Xero health check

What would not survive review, ranked by what to fix first.

Authorise read-only access once. Back comes every finding, where in Xero to fix it and what it adds up to. Most files take under a minute. Nothing is stored, nothing is written to Xero, and the report saves as a PDF.

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A TobyAI Xero health report: eight findings, five to fix first, eight of eight checks run, and the first finding, a contact with an invalid ABN, with where in Xero to correct it.
The report on a sample file. Contacts and figures shown are example data.

What you can ask

The questions that have to be right the first time.

The pay run

We pay 38 staff fortnightly, some with HELP debts and one on a working holiday visa. What is withheld from each pay, what super is due on it and by which day?

The BAS and the tax return

The quarter has GST collected on sales and GST paid on purchases. What goes at 1A and 1B, what is the net GST, and is the company tax rate the base rate this year?

Two states, one payroll

We employ in Queensland and New South Wales and the group has just passed the threshold. What payroll tax is due in each state this month, and which award clause sets the rate for the new hires?

Exits and prior years

A redundancy round covers 14 roles, service between 2 and 19 years. How much of each payment is tax free, and what was the super guarantee rate in the year we are amending?

Each answer shows the figure, the working, the provision and who signed it off. See 29 worked answers.

How an answer is made

Computed from the source we hold, not written by a model.

How TobyAI makes an answer: your question, the deterministic engine reading the held source, the attested schedule, then the figure with its working and citation 1 YOU ASK Your question In plain words, with the period it is about. 2 COMPUTE Deterministic engine Auditable arithmetic. No model in the loop. Held source Legislation and ATO pages, versioned by date. 3 SIGNED OFF Attested schedule Every rate checked against its source by a human. 4 YOU GET The figure, the working, the provision cited and the law's date. AI explains; it sets no number. How TobyAI makes an answer Your question goes to a deterministic engine, which reads the rate or provision from the legislation and ATO pages TobyAI holds, and returns the figure with its working, its citation and the date of the law it rests on. AI only explains the result. 1 YOU ASK Your question In plain words, with the period it is about. 2 COMPUTE Deterministic engine Auditable arithmetic and dates. No model in the loop. Held source Legislation and ATO pages, versioned by date. 3 SIGNED OFF Attested schedule Every rate checked against its source by a human. 4 YOU GET The figure The working The provision cited and the law's date. AI only explains; it sets no number.

Coverage

Tax, super and payroll on 1 October. The rest by 31 December.

1 October

1 October to 31 December

Fringe benefits tax Workers' compensation Workplace health and safety Land tax and duties Privacy AML/CTF Corporations Act and ASIC Fuel tax credits

Xero Payroll, Employment Hero and ABN Lookup reads, Excel and Word export and a due-date calendar land in the same window. What each area includes.

Why you can rely on it

Where your data lives Your files, the engines and every result stay inside TobyAI's Sydney environment. Only de-identified question text crosses to the AI provider, also in Sydney: no names, no identifiers, no figures. Nothing is written back to Xero and nothing trains a model. SYDNEY, AUSTRALIA TobyAI, Sydney Your Xero file, read only Names, ABNs, pay figures Deterministic engines Held legislation and ATO pages Every figure and report No names No identifiers No figures Question text only AI provider Sydney. Explains only. Trains on nothing. Your ledger Xero, MYOB, payroll. Read, never written.

Where your data lives. The full residency map.

Calculated, not written

Every figure is worked from the rate or threshold the ATO or the Act publishes. AI explains the result; it never sets a number.

Cited to the provision

Each answer names the section or ATO page it rests on and the version of the law that applied, current or as at a past date.

Honest when it cannot answer

If a rate is unpublished or a judgement is yours to make, TobyAI says so instead of estimating.

Held in Sydney, kept from AI

Your data never reaches an AI provider and nothing you send trains a model. How that is held.

Beside your ledger

Sits next to Xero, MYOB or your payroll software. Never lodges, never writes back.

Priced by design

A computed answer costs almost nothing to give again, so nothing is metered: $59 a seat. Why it costs less.

Start with the file you have.

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